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Tuesday, 7 June 2016

General Awareness Quiz 3 for SBI & IBPS exams

General Awareness Quiz 3 for SBI & IBPS exams
1 . In which year the concept of credit cards was used with the launch of charge cards in USA by Diners Club and American Express?
A.   1930
B.   1940
C.   1950
D.   1960
 
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2 . What is one of the plus features of credit cardsin India ?
A.   Insurance on goods purchased
B.   Waiver of payment in case of accidental death
C.   Lost Baggage insurance
D.   All of the above
 
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3 . Assets against which RBI issue bank notes is
A.   Gold coin and billions
B.   Foreign securities
C.   The bill of exchange and promissory notes payable in india which are eligible for purchase by the bank
D.   All the above
 
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4 . The Reserve Bank of India is authorised to make to the Central and State Governments ways and means advances which are repayable within
A.   3 months from the date of making of advances
B.   6 months from the date of making of advances
C.   9 months from the date of making of advances
D.   12 months from the date of making of advances
 
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5 . The first credit card was issued in India by Visa in
A.   1980
B.   1981
C.   1983
D.   1985
 
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6 . The country's first Gold Card was issued from Visa in
A.   1982
B.   1986
C.   1984
D.   1990
 
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7 . The number of days given to you on your card before the card issuer starts charging you interest is called
A.   silent period
B.   Advance period
C.   Grace period
D.   None of these
 
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8 . In personal loan, one can get a sanctioned loan amount between
A.   Rs. 25,000 to 10,00,000
B.   Rs. 25,000 to 5,00,000
C.   Rs. 25,000 to 1,00,000
D.   None of these
 
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9 . Car Loan/ auto loan are sanctioned to the extentof
A.   75% upon the ex-showroom price of the car
B.   80% upon the ex-showroom price of the car
C.   85% upon the ex-showroom price of the car
D.   100% upon the ex-showroom price of the car
 
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10 . From 2003 to 2004, the international money transfer market grew at the rate of
A.   8.5%
B.   9%
C.   9.3%
D.   9.5%
 
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