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Wednesday, 6 January 2016

IBPS & SBI Specialist Officer General Awareness Quiz 1

1.The RBI extended the deadline for exchanging pre-2005 currency notes of various denominations by another six months to.....
1) 30 June 2017
2) 31 August 2016
3) 30 November 2016
4) 1 July 2016
5) 30 June 2016

2.Which bank signed an agreement with eMudhra for the e-Signature service which able to digitally sign the documents to submit to the bank online on 18 December 2015?
1) Kotak Mahindra Bank
2) Andhra Bank
3) Axis Bank
4) HDFC Bank
5) SBI

3.In the pursuance of Sachar Committee Report, how many bank branches opened in the areas with substantial minority population?
1) 1000
2) 15000
3) 40000
4) 20000
5) 100000

4.As per World Bank Report which nation became the largest remittance receiving country in 2015?
1) India
2) China
3) Philippines
4) Australia
5) Dubai

5. Who launched an electronic wallet called MoboMoney on 23 December 2015?
1) Microsoft
2) Muthoot Finance
3) Tech Mahindra
4) SBI
5) ICICI Bank

6.MoboMoney is a prepaid wallet issued in the form of an NFC Contactless Tag. What is meant by NFC?
1) Near - Front Communication
2) New - Field Communication
3) Near - Field Communication
4) Near - Frame Communication
5) Near - Field Conversation

7.On 17 December 2015, RBI unveiled the new guidelines on how banks can calculate their lending rates in a bid to make them more closely based on market rates and allow quicker transmission of the monetary policy. The new norms will come into effect from .......
1) 1 April 2020
2) 1 January 2016
3) 1 September 2016
4) 1 June 2016
5) 1 April 2016


8.As per the new norms, banks will set their lending rates under the MCF of every month, which will be based on the rate offered on new deposits, which would reflect the market rates. In this context MCF stands for ....
1) Marginal cost of funds
2) Managerial cost of funds
3) More cost of funds
4) Minimum cost of funds
5) Marginal criteria of funds

9. RBI said the existing borrowers will have the option to move to the MCLR linked loan at mutually acceptable terms after 1 April 2016. MCLR stands for ..............
1) maximum cost of funds based on lending rate
2) marginal cost of funds based on LIBOR rate
3) marginal cost of funds based on lending rate
4) minimum cost of funds based on lending rate
5) None of the above


10.Banks review and publish their MCLR of different maturities ....... on a pre-announced date as RBI said this new policy increases the transparency.
1) every year
2) every month
3) every three months
4) every ten years
5) every five years

11. Present Bank Rate .....
1) 7.75%
2) 6.75%
3) 21.5%
4) 4%
5) 5.75%

12.RBI said that Statutory Liquidity Ratio (SLR) would be lowered to ..... by January
2017.
1) 18.5%
2) 10.5%
3) 20.5%
4) 19.5%
5) 12.5%

13.First Mortgage Guarantee-backed home loans for first time borrowers in the affordable housing segments launched by ........
1) ICICI Bank
2) HDFC Bank
3) Federal Bank
4) Bandhan Bank
5) SBI

14. Tata Sons Ltd and ICBC have formed a long-term partnership. ICBC is the bank of which nation?
1) Thailand
2) USA
3) Israel
4) UK
5) China

15.On the eve of whose birth day, every year 25 December celebrated as Good Governance Day?
1) Madan Mohan Malaviya
2) Deendayal Upadhyay
3) Morarji Desai
4) Dr. B.R. Ambedkar
5) Atal Bihari Vajpayee

16.On which day the National Consumers Right Day observed across the country?
1) 22 December
2) 21 December
3) 28 December
4) 26 December
5) 24 December

17.First cable-stayed bridge of North India inaugurated in Jammu and Kashmir named after .......
1) Atal Bihari Vajpayee
2) Abdul Kalam
3) Srinivas Ramanujam
4) Chaudary Charan Singh
5) B.R. Ambedkar

18.Which state government banned 15-yearold diesel vehicles from plying in its state capital?
1) UP
2) Tamilnadu
3) Bihar
4) AP
5) Rajasthan

19.Which state introduced the ODD and EVEN number plate vehicle scheme to control pollution?
1) AP
2) UP
3) Delhi
4) Maharashtra
5) Jammu and Kashmir

20.Which state became the second state to set up Zoroastrian Jury to aid the settlement of marriage and divorce issues?
1) Goa
2) Rajasthan
3) Telangana
4) UP
5) Delhi

21.On 23 December 2015, the Union government launched two mobile apps. They are Crop Insurance and AgriMarket Mobile.
Who is the Union Agriculture & Farmers Welfare Minister?
1) Manohar Parikar
2) Birender Singh
3) Tawar Chand Gehlot
4) Suresh Prabhu
5) Radha Mohan Singh

22.Prime Minister Narendra Modi on 25 December 2015 inaugurated newly-built Parliament House in Afghanistan. The capital of Afghanistan is Kabul and its currency is ...
1) Afghani
2) Dinar
3) Rupee
4) Shilling
5) Dollar

23.India's first indigenously designed and built warship was decommissioned on 23 December 2015. It is ........
1) INS Chakra
2) INS Arihanth
3) INS Krishna
4) INS Godavari
5) INS Aydhasiddhi

24. 16th India-Russia Annual Summit began at ....... on 24 December 2015
1) Moscow
2) New Delhi
3) St. Petersburg
4) Sochi
5) Kudankulam

25.5th Heart of Asia conference was held at...
1) China
2) Philippines
3) India
4) Japan
5) Pakistan

26.Indian pair Manu Attri and Sumeeth Reddy won ............ Grand Prix badminton title.
1) Brazilian
2) USA
3) Indian
4) Mexican
5) Rome

27. International Tennis Federation (ITF) declared which Indo-Switzerland pair adjudged as the 2015 Women's Doubles World Champions?
1) Ankita Raina and Martina Hingis
2) Dipika Pallikal and Belinda Bencic
3) Sania Mirza and Patty Schnyder
4) Sania Mirza and Martina Hingis
5) Sonika Kaliraman and Patty Schnyder

28.Who was conferred with the 2015 Men's World Champion by the International Tennis Federation (ITF)?
1) Andy Murray (UK)
2) Roger Federer (Switzerland)
3) Novak Djokovic (Serbia)
4) Stan Wawrinka (Switzerland)
5) Rafael Nadal (Spain )

29.On 21 December 2015, which nation announced it is going to adopt the Chinese
Yuan as legal tender, when China promised it would cancel $40 m in debts?
1) Cyprus
2) Greece
3) Syria
4) Libya
5) Zimbabwe

30.Russia's Almaz-Antey and which Indian company entered into a partnership to supply Air Defence Missile Systems for Indian Armed Forces on 24 December 2015?
1) Mahindra and Mahindra
2) TATA
3) Reliance Defence
4) HAL
5) BHEL

31.United Nations Security Council (UNSC) on 23 December 2015 unanimously adopted a resolution endorsing an agreement between rival camps on forming a unity government in ......
1) Libya
2) Iraq
3) Syria
4) Tunisia
5) Pakistan

32.Libya Capital is Tripoli and its currency is....
1) Libyoon
2) Dinar
3) Shekel
4) Shilling
5) Dollar

33. Kilkari is an audio-based mobile service released on 25 December 2015 that delivers weekly audio messages to families launched by Union government relating to...
1) Health Services
2) BSNL services
3) Latest Income Tax rules
4) PAN Card Registration rules
5) Election dates

34.Union Environment Ministry notified to cut the emission of particulate matter by 40 percent from thermal plants by ......
1) 1 January 2017
2) 31 March 2016
3) 1 January 2018
4) 30 April 2016
5) 28 February 2017

35.Sharad Joshi died. He was a famous .....
1) Dancer
2) Cricketer
3) IT expert
4) Economist
5) Bengali Author

36.World Tsunami Awareness Day to be observed on .......
1) 30 November
2) 10 November
3) 5 November
4) 30 December
5) 1 January

Answers :

1-5
2-3
3-4
4-1
5-3
6-3
7-5
8-1
9-3
10-2
11-1
12-3
13-1
14-5
15-5
16-5
17-1
18-3
19-3
20-3
21-5
22-1
23-4
24-1
25-5
26-4
27-4
28-3
29-5
30-3
31-1
32-2
33-1
34-1
35-4
36-3
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